Loans

NBC Commercial Banking believes that business banking is about partnering with people – people who believe in your project and are willing to go further with you to turn your dreams into reality. 

Obtaining financing can be one of the most difficult challenges confronting any business. We make it easy for you with our responsive, personalized service and comprehensive product line.

Many business ideas don’t evolve because individuals don’t find the right bank to turn their idea into action.  NBC is ready to be your bank.

We’re really lucky to have so many local businesses that are partnered with NBC.They create jobs, they create investment, they’re the people that are making this town grow, and we think the best decision we can make right now is to invest in Lincoln businesses and Lincoln people. People that are going to put their capital and their investments back into this town. All of the dollars that come into this bank are put right back out into this community. It’s a powerful thing.” 

- Lee Stuart, Executive Chairman of NBC

Business Loans

What sort of loan product do you need to take that first step or next step with your business?  Don’t know? We’d love to assist you in determining what you need.  We deliver loan products specifically designed to proactively meet your business needs. Below are examples of the types of financing we have done.  Every customer is different.  Your financing should be unique to your business’ objectives and growth goals.

When your business needs a competitive edge, we will work with you to gain that advantage. To learn more, call one of our commercial bankers.

Examples

  • Aircraft
  • Accounts Receivable
  • Bridge
  • Buy, Build, Refinance Commercial Real Estate
  • Capital Expenditures
  • Commercial Letter of Credit
  • Construction
  • Equipment
  • Inventory
  • Lines of Credit
  • Multifamily Housing
  • Small Business Administration
  • Working Capital

Joel Clements

President & CEO
NMLS #
959804
Phone

Bryce Morgan

AVP Commercial Banking, Credit Administration
NMLS #
1141932
Phone

Jacob Dobson

Commercial Banking Officer
NMLS #
1991393
Phone

Matt Clay

Senior Credit Analyst
NMLS #
525074
Phone

Morgan Myers

Credit Analyst
Phone

SBA Loans

Do you need more than $100,000 in financing? Is it time to buy real estate, acquire a new business or franchise, purchase business equipment, or increase working capital? We can help you find the best Small Business Administration (SBA) loan for your business.

SBA loans are backed by government-sponsored loan guarantees and are available to for-profit businesses in most industries. 

As a preferred lender, we provide better and faster service for you and your business. We offer dedicated service and experienced SBA staff to help your business take full advantage of SBA loan benefits.

Use your SBA Loan for business real estate, construction, equipment, and more. Get more details on ways to use your loan.

Benefits of SBA Loans:

  • Longer maturities than most bank loans
  • Lower down payment
  • Lower monthly payment
  • Longer terms
  • No balloon payment
  • No covenants
  • Multiple interest rate options (floating, adjustable, or fixed)
  • Fast credit approval

Joel Clements

President & CEO
NMLS #
959804
Phone

Bryce Morgan

AVP Commercial Banking, Credit Administration
NMLS #
1141932
Phone

Jacob Dobson

Commercial Banking Officer
NMLS #
1991393
Phone

Commercial Real Estate

Build on your business investments with one of our Commercial Real Estate programs. Use existing real estate value and assignment of leases and rents for collateral.

We offer a fixed rate for an initial term of up to 60 months, and amortization schedules of up to 25 years depending on property type. Our Commercial Real Estate programs include:

  • Owner occupied commercial real estate
  • Non-owner occupied multi-family dwellings
  • Mixed use properties
  • Investment properties
  • Commercial buildings

Joel Clements

President & CEO
NMLS #
959804
Phone

Bryce Morgan

AVP Commercial Banking, Credit Administration
NMLS #
1141932
Phone

Jacob Dobson

Commercial Banking Officer
NMLS #
1991393
Phone

Matt Clay

Senior Credit Analyst
NMLS #
525074
Phone

Morgan Myers

Credit Analyst
Phone

Construction Loans

NBC is committed to investing right back into the community.  We provide commercial construction loans for building and developing various commercial properties, including residential apartment complexes, industrial and office facilities, hotels, and mixed-use buildings.  Let NBC partner with you on everything from planning to groundbreaking to ribbon-cutting and beyond.

Bryce Morgan

AVP Commercial Banking, Credit Administration
NMLS #
1141932
Phone

Agricultural Loans

We’re ready to talk to you about your land, operating, equipment, and livestock loans.  Whether you are looking to buy farm land, finance day to day operating expenses, expand your current operations, purchase equipment or grain storage, or refinance your existing debt, NBC is here to partner with you and solidify your operation for the seasons to come. Call Joel Clements today.

Joel Clements

President & CEO
NMLS #
959804
Phone