Internet Security Policy

Nebraska Bank of Commerce (NBC) recognizes the importance of customer privacy, while at the same time the need to utilize information to administer its business and provide information related to products and services. The following privacy principles have been adopted by NBC to ensure confidentiality of customer information:

Keeping Customer Information Secure. We recognize customers' expectations of privacy and security for their personal and financial information and the need to keep that information secure. In order to safeguard this sensitive information within our organization, we have implemented standards and procedures designed to protect and prevent its unauthorized disclosure and/or misuse. Our privacy policy includes not only written files but also personal information provided to us and transactions conducted online, including information provided when a customer requests or signs up for and uses any of our accounts or services, including account access and bill pay through our online banking services. See the Security Policy on our website for more information about our security measures.

Retention and Use of Information. We collect, use, and retain information about customers to identify and communicate with them, to provide products and services they have requested, and to inform customers about other financial services that may be of interest. We also use this information to comply with certain laws and regulations and to help us design or improve our products and services. We collect information about customers only for specific purposes, and upon customer request, we will inform customers of the reason for requesting personal information.

Maintenance of Accurate Information. We have procedures to ensure that client information is maintained in a commercially reasonable manner so it is accurate, current, and complete. We also have procedures to ensure that requests to correct inaccurate or incomplete information are acted upon in a timely manner. We maintain security standards and procedures to help prevent unauthorized access to confidential client information, and we regularly review, test, and update our technology and procedures to improve the security and accuracy of such information.

Limiting Employee Access to Information. Each of our employees has the responsibility to maintain the confidentiality of client information. We require all employees to protect the confidentiality of client information and use it only for bank purposes. We have policies and security procedures to limit access to personal client information to those employees with a business reason to know such information. Internal access and sharing of information about customers within various service departments of the company occurs only to the extent appropriate to evaluate, structure, and facilitate the services that the customer has requested or to inform the customer of other financial services that may be of interest. We train our employees to recognize the importance of client confidentiality and we take appropriate disciplinary measures to enforce employee privacy responsibilities.

Disclosure of Consumer Account Information to Others. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms.
  • Information about your transactions with us.
  • Information we receive from consumer reporting agencies.

We do not disclose any nonpublic personal information about you or our former customers to anyone, except as permitted by law or as notated in the bank’s Privacy Notice.

We restrict access to nonpublic personal information about you to our employees who need the information to properly service your account or act upon your requests. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.

How and why information is shared. We limit who receives information and what type of information is shared. Please see our Privacy Notice for our information sharing practices. We do not reveal specific information about your accounts or other personally identifiable data to parties outside our bank unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required. We do not sell or provide account or personal information to companies for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies.

Electronic Mail. Messages sent by e-mail may not be secured, may be intercepted by third parties, and may not be immediately received by the appropriate department at NBC. Please do not use e-mail to send us communications that contain confidential information, which we require in writing, or which need our immediate attention. Please call us instead at (402) 423-2111. Be aware that a "receipt" acknowledgment on an e-mail message means only that the message has routed into the Internet, not that the message has been received by NBC. Urgent or confidential matters should be addressed via phone or in person. Written authorizations should be provided via U.S. mail or in person.

Web Site Links. Some links in this web site will allow the user to leave NBC's site. Those linked sites are not under the control of NBC, and NBC IS NOT RESPONSIBLE FOR THE CONTENT AVAILABLE ON OTHER INTERNET SITES. These links are provided as a convenience to users. Access to any other Internet sites linked to this web site is at the user's own risk. The inclusion of any link does not imply a recommendation or endorsement by NBC of the linked site.

About "cookies". Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. We use cookies on our Internet Banking system to display information more effectively to you. Customer information is not captured by using cookies.

Children’s Online Privacy Protection Act (COPPA) Notice.  NBC fully supports protecting the identities and privacy of children.  We do not knowingly use or collect information from children under the age of 13 through our website or online environment.

CAN-SPAM Act. NBC fully complies with the CAN-SPAM Act and its implementing rules and regulations and will not send commercial electronic advertisement or promotional messages that are prohibited by the CAN-SPAM Act.

Jurisdictional Privacy Issues. NBC provides information about and access to accounts and financial services provided by NBC in the United States and its territories.  It does not and should not be construed as an offer, invitation, or solicitation to individuals outside of the United States.  NBC’s website is hosted in the United States.  If you are accessing this website from outside the United States, you may be subjecting yourself to United States law, which may differ from your local laws, including laws that govern personal data collection, use, and disclosure.   In your use of this website, you may transfer certain personal information to the United States.  You consent to that transfer, and you consent to the application of United States law.