Privacy Policy

Rev. 11/2016

FACTS WHAT DOES NEBRASKA BANK OF COMMERCE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and credit scores
  • Income and account balances
  • Credit history and account transactions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nebraska Bank of Commerce chooses to share; and whether you can limit this sharing. 

 

Reasons we can share your personal information Does Nebraska Bank of Commerce share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

 

Questions? Call (402) 423-2111
To Limit Our Sharing

Call us at 402-423-2111 or email us at ebank@thenbcbank.com to opt out of our sharing.  Please provide your name and address.  We may contact you to verify the request.

Please note: if you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer a customer, we continue to share your information as described in this notice.  However, you can contact us at any time to limit our sharing.

 

What we do  
How does Nebraska Bank of Commerce protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Nebraska Bank of Commerce collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or deposit money
  • Open an account or use your credit/debit card
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes/information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I jointly own with someone else? Your choices will apply to everyone on your acount. 
Definitions  
Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • Our affiliates include NBC Bancshares, LLC and its subsidiaries.
Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Nebraska Bank of Commerce does not share with nonaffiliates.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products for services to you.

  • Our joint marketing partners include financial service companies and service providers.

 

For more information on our privacy policy, click here